Are you tired of starting the new year with additional debt from your holiday shopping?  If you spend more money than you have, then the post-holiday blues of frustration, disappointment, and financial exhaustion will set in.

If you are interested in eliminating stress and curbing your holiday debt, join this workshop to hear ways to stay out of debt and still give great gifts.

• Create and maximize a holiday budget
• Make a list and check it twice against available cash
• Re-purpose existing items for lasting holiday memories
• Maximize no-cost and family-focused holiday cheer

Must register to receive the Zoom link.

Having trouble registering? Contact workshopsmailbox@uwca.org.