Safe, stable, affordable housing

Helping Make Housing Happen

Everyone deserves a safe, stable place to call home.

At United Way of Central Alabama, we’re committed to preventing homelessness and expanding access to housing through the United Way Housing Alliance, a HUD-approved Regional Intermediary, which oversees and supports HUD-approved Housing Counseling agencies that serve individuals and families in need of housing assistance.

From rental and utility assistance to foreclosure prevention and housing navigation services, we work side-by-side with individuals and families to promote housing stability and financial security.

To learn more, call 205.458.8961 or email [email protected].

A group of four women stand together, smiling. The woman in the center wears a bright green shirt that reads "I AM A PROUD HOMEOWNER." Two of the women wear United Way "Live United" t-shirts, showing support for financial stability programs. The background is a well-lit indoor space.

About Us

Since 2014, United Way of Central Alabama’s (UWCA) Housing Alliance has been approved by the U.S. Department of Housing and Urban Development (HUD) as a Regional Intermediary, which oversees and supports HUD-approved Housing Counseling agencies that serve individuals and families in need of housing assistance. Based on the belief that safe, stable, affordable housing is a basic human right, we are on a mission to increase the organized capacity of our Housing Counseling agencies to improve housing access and stability in their communities.

UWCA Housing Alliance member agencies provide an array of housing education and counseling services to consumers in search of a home or in need of information about financing, maintaining, renting or owning a home. Our counselors also provide support to individuals who are homeless — or at risk of losing their homes — through homeless-prevention, rental and foreclosure counseling.

2024 Impacts

29

Financial & Homebuyer Workshops Held

712

participants attended Financial & Homebuyer Workshops

104

households received housing counseling

What We Do

As a HUD-approved Housing Counseling Regional Intermediary, United Way of Central Alabama’s Housing Alliance is instrumental in bringing together all the pieces necessary for individuals and families to secure or maintain housing. We facilitate the distribution of funds to a network of ten HUD-approved Housing Counseling agencies across the Southeast, and help these organizations with administrative functions — ensuring each agency meets HUD standards and client needs in order to maximize resources, help more people realize their housing goals and create positive change in its community.

Our member agencies help low to moderate-income consumers in Alabama, Georgia, Louisiana, Mississippi and Tennessee achieve their housing goals by providing group education as well as individualized, one-on-one housing counseling.

The wide range of housing programs and services they offer include:

Financial capability and budget management.
Mortgage delinquency and default counseling.
Pre-purchase workshops.
Individualized homeownership counseling.
Rental and tenancy information.
Fair housing guidance.
Reverse mortgage (HECM) counseling.
Homeless prevention support.
Predatory lending education.
Foreclosure prevention options.
Disaster preparedness and recovery assistance.

Videos

- Center for Fair Housing Presents Fair Housing: Know Your Rights! (April 2021)
- Watch Video
- D and E Presents Preparing for Homeownership
- Watch Video
- Walker County Community Action Agency Presents Renting 101
- Watch Video
- Master Your Credit and Household Spending
- Watch Video
- Horizon Counseling Presents Reverse Mortgages Debunked
- Watch Video
- Family Services Center Presents Protecting Your Assets: A Guide to Post-Purchase
- Watch Video