Financial and Housing Education

Our Services

United Way of Central Alabama’s Financial Stability Services are designed to help individuals and families achieve financial independence and long-term stability. We offer financial coaching, instructive workshops and help in preparing for sustainable home ownership, as well as free tax preparation service options.

Financial & Housing Education

UWCA’s Financial & Housing Education, a program approved by the U.S. Department of Housing & Urban Development (HUD), provides current and prospective homeowners and renters the information and support they need to achieve and sustain their housing goals.

Our services address an individual’s unique financial circumstances and include assistance at every turn for the first-time homebuyer, renter or owner who needs help managing finances.

We serve Central Alabama clients in Blount, Chilton, Jefferson, Shelby, St. Clair and Walker counties, and provide assistance in both group formats and on an individualized, one-on-one basis.

Available Services:

  • Pre-purchase/home buying
  • Foreclosure prevention
  • Home maintenance and financial management for homeowners
  • Rental counseling
  • Homeless prevention support
  • Financial capability
  • Reverse mortgage counseling

Free Tax Preparation

United Way of Central Alabama offers free tax preparation services to help individuals and families maximize their refunds and ensure they receive all eligible tax credits. Through the Volunteer Income Tax Assistance (VITA) program, households with an annual income of $54,000 or less can get their taxes prepared by IRS-certified volunteers. Additionally, the MyFreeTaxes online tool allows anyone to file their federal and state taxes for free, regardless of income. These services aim to alleviate the financial burden of tax preparation and support the financial stability of the community.

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Free Community Events

Financial Workshops

Our annual series of FREE financial workshops, presented by specialists in their fields, are open to the community. Each workshop is focused on a particular subject, ranging all the way from how to apply for a mortgage to how to save money by couponing. Other sessions may address topics such as:

  • Household budgeting
  • Credit and debt management
  • Preparing for homeownership
  • Understanding banking products and services
  • Identifying predatory financial practices
  • Safeguarding against identity theft

 

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Housing and Financial Empowerment

This free webinar series is hosted by United Way Housing Alliance (UWHA).

Topics covered during the series include:

  • Housing and financial empowerment
  • Fair housing
  • Renters’ rights
  • Financial literacy
  • Pre-purchase/homebuying
  • Post-purchase/avoiding foreclosure
  • Reverse mortgages
  • Financial abuse and domestic violence

 

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Our Impact

30,624

individuals received financial counseling, job-relevant skill training and more in 2023

1,268

tax returns prepared in 2023

Contact Us

To learn more about participating in any or all of these financial stability programs, contact us at 205.458.8969.

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