Managing money can be stressful anytime but has been particularly challenging the past two years. Stresses brought on by the COVID pandemic, reduction in income, and rising prices on basic needs can cause fear and concerns for our financial future. It's no easy task to manage money while also being overwhelmed with worry. Whatever your
A house is the biggest purchase most people will make in their lifetime and the process can be complicated -- especially in today's market. Attempts to understand the process can be overwhelming. Who should I call first? What affects my ability to obtain a loan? What is the mortgage lending process? What are the different
If you had to leave your home in an emergency, being prepared is critical. Learn how to plan in advance so you’ll be ready in the event of a disaster: What constitutes a disaster? Where do I store important documents securely? How do I create a household plan and emergency kit? Am I properly insured?
The world of insurance can be complex and confusing with unfamiliar terms, a variety of types and options, and a wide range of costs and coverages. What are Assets and why is insurance needed to protect them? What are the Benefits of insurance? How is the Cost of insurance determined? What is a Deductible and
Spending triggers can be any situation, emotion, place or person that tempts you to spend money. If you want to save money, one of the most important things you can do is identify and overcome your spending triggers. How do I recognize my spending triggers? What is "wasteful" spending, and how do I reduce it?
A house is the largest purchase most people will make in their lifetime and the process can complicated. Attempts to understand the process of home buying can seem overwhelming: Do I need a financial checkup? Who should I call first? What are the different types of loans? What is the difference between pre-approval and pre-qualified?
Do you know your housing rights, the fair housing violations, and how complaints are filed? Hear from a Fair Housing expert and gain an understanding of federal, state, and local fair housing laws. Who is covered under fair housing laws? What are acts of discrimination and reasonable accommodations? What obligations do the Landlord and tenant
Owning a home is a major financial decision and possibly the largest purchase you will ever make. Homeownership allows you to invest in your future, build a stable foundation and create a place to build memories. Potential homebuyers often face challenges related to making a down payment, credit or just having a general uncertainty about
Would you like to increase your financial stability? Will access to financial information, tools and resources help you build skills to manage money, credit and debt? Attend this workshop to gain knowledge and take steps toward financial empowerment by building YOUR financial toolbox. Set financial goals Plan for large purchases and life events Learn to
Making smart financial decisions is challenging enough, but letting scammers and cybercriminals take advantage of you can make it even more difficult! Google blocks more than 100 million phishing emails every day as criminals try to steal money and personal information. For example, with over 40,000 domain names using the word "Coronavirus," you must be
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United Way of Central Alabama’s Campaign Kickoff luncheon. Registration is now closed.