Are you tired of starting the new year with no money and/or additional financial obligations from your holiday shopping? If you overspend, then the post-holiday blues of frustration, disappointment and financial exhaustion can set in.

If you are interested in reducing stress and curbing your holiday spending, join this workshop to hear ways to stay out of debt and still give great gifts.

You’ll learn how to:

• Create and maximize a holiday spending plan
• Make a list and check it twice against available cash
• Repurpose existing items for holiday memories
• Maximize no-cost and family-focused holiday cheer

Click here to register!